Oulu has an astonishing track record in ICT and a bright future with 5G on the horizon. ICT is not all about fast networks and the latest bells and whistles – it is also about creating groundbreaking ways in which to utilise ICT. In Oulu, one such disruption is brewing.

Financial technology, FinTech for short, is the rising star in both finance and ICT. VTT Technical Research Centre of Finland’s research professor Heikki Ailisto says Oulu could be the hub of FinTech in Northern Europe.

“Finance is undergoing a paradigm shift both globally and in Europe with services and regulations transforming, owing both to the possibilities that digitalisation offers and what consumers expect from services. FinTech is born out of this revelation, and is gaining momentum” Ailisto says.

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